What is Identity Theft? Protection TheHackTech

What is Identity Theft?

Identity theft is a serious crime. It can disrupt your finance, credit history, And take the reputation, and time, money and patience to solve. Identity theft When someone steals your personal information and uses it without your permission.

The Identity Thief can be:

• Go through trash cans and dumpsters, stealing bills and documents that contain sensitive information.
• Work for businesses, medical offices or government agencies, and steal personal information on the job.
• Abuse a legitimate business name, and call or send emails that help you uncover personal information.
• Intend to offer a job, a loan, or an apartment, and ask you to send personal information for "qualification".
• Steal your wallet, purse, backpack or mail and remove your credit card, driving license, passport, health insurance card, and other items that show personal information.

How to Protect Your Information

• Read your credit report. You have the right to free credit report in every 12 months of three nationwide credit reporting companies. Report all three in every four months. To order, go to adreditreport.com annually.
• Read your bank, credit card and account details and medical benefits interpretation from your health plan. If there are mistakes in a statement or have not come on time, contact the business.
• Before you throw, cut all documents showing personal, financial and medical information.
• Do not respond to emails, text and phone messages that ask for personal information. Legal companies do not seek information like this. Delete theme.
• Create passwords that combine letters, numbers and special characters. Do not use the same password for more than one account.
• If you shop online, use a website that protects your financial information with encryption. An encrypted site has "HTTP" at the beginning of the web address: "S" is safe.
• If you use a public wireless network, do not send information to any website that is not fully encrypted.
• Use anti-virus-anti-spyware software and a firewall on your computer.
• Set up your computer's operating system, web browser and security system to update automatically.

If your Identity is Stolen

Flag Your Credit Reports

Call one of the nationwide credit reporting companies, and warn of fraud on your credit report The company that you call will need to contact the other two so that they can put a fraud alert on your files. An initial fraud warning for 90 days is good.

1. Equifax 1-800-525-6285
2. Experiment 1-888-397-3742
3. Transunion 1-800-680-7289

Order your credit report

Each company's credit report is slightly different about you, so call for a report from each company. When you place an order, you will have to answer some questions to prove your identity. Please read your report carefully to see if the information is correct or not. If you see frauds or signs of fraud, contact the credit reporting company.

Create an identity theft report

An identity theft report can help you get information about fraud
Removed from your credit report, prevent any company from collecting loans due to identity theft, and get information about the accounts of the AIFs counted in your name. To create an identity theft report:

• File a complaint with FT at ftc.gov/complaint of 1-877-438-4338; TTY 1-866-653-4261. Your full complaint is called FTC affidavit.
• Take your FTC Affidavit to your local police, or the police where the theft has been done, and file a police report. Get a copy of the police report.

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• How to Make Online Shopping in Safe Ways?
• How to Google?
• How to Make Anonymous Phone Calls?